• 2 Posts
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Joined vor 3 Jahren
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Cake day: 22. August 2023

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  • Thought about a couple cases of his favorite beer. Still might do that. Any other ideas?

    Consumables that the person already likes make great gifts, since they will get used up and not sit around.

    I usually avoid abusable substances, just in case the person has a carefully balanced relationship with that substance.

    But you know your friend.

    Sometimes I just ask first. No real reason this needs to be a surprise.

    “I know you said you won’t take cash, but I’m going to grab you two cases of X as a thank you, on my way back.”

    Then they get a chance to call me off, or redirect me if it would be a problem.

    And I’ll always let them call it off with even a mild “no thanks”, since they might not want to say to me “I have a real problem with X and I can’t safely have thay much on hand.”.




  • I wonder if we could collectively push the funds to divest from closed book financial companies

    If we don’t, there just won’t be a market, anymore.

    I stopped telling colleagues to “invest at least 10%” and “at least get the 401k match, it’s free money” about three years ago.

    After this bubble bursts, I’m honestly not even sure the concept of 401ks will survive.

    The future of common people’s investing is very possibly only in gold chains and under mattresses.