I had to give an account number for my purchases and they billed it like insurance. Then they would call me and harass me for miss using the card and demand a ton of business information that they could just ask the business for. I would need to get EIN numbers from my eye doctors and stuff to get them to believe it was a business. Then they would tell me they can’t authorize it and garnish my wages as “repayment”
Sorry for the late reply, I typically browse on Artemis and notifications are broke.
But ya, that was my point. You can have “good” insurance but whats covered is still up to them. They can deny whatever they want and get away with it because no one wants to fight back. Every one of those things are legitimate medical purchases but they don’t care because there is nothing to enforce payment. So they deny everything to keep your money and give you nothing in return.
Pretty sure more liberals know Biden is far from liberal. He’s center at best but even he probably leans right on a global scale.
Seems it’s not quite dead yet which is great since Nissan also killed the leaf. But it’s also not in a great spot either it seems. That article references a lot of issues scaling the new battery tech…
The bolt is discontinued because it was taking sales away from more expensive vehicles. People don’t massive SUV’s but automakers can make more money on them so they limit options otherwise.
Your electric bill absolutely will not go up by as much as your saving on gas. It’s tough to figure out how much because it depends on your electric rate and how much you drive as well as your charging habits.
I charge my car to full every night and live in western PA, but not sure of what the rates are for electric. My bill is under $150/month though. Gas is almost $4/gallon. Before our first EV in 2018 we spent about $200 a week on gas and gas has only gotten more expensive. We spend less on Electric per month for the entire house (not just the car) than we did on a week in gas.
As for long trips, that’s an area seriously lacking. I use ABRP which is a mapping software that uses your specific model, battery charge, distance, elevation, traffic, and weather to figure out when to charge and for how long. You can also link up a OBDII sensor to get live data for more accurate route adjustments. I’d recommend giving that a look and mess with different cars to see what cars fit the routes you drive the best.
I drove to Kentucky from western PA and only had to stop three times for about 2 hours of charge total in a Kia Niro 2022 EV. But we then didn’t stop to eat at other times we would have because we stopped in places with restaurants so it wasn’t 2 hours lost.
We also did a trip to Washington DC to see the pandas before they left and made it the whole way with no charge. We only had to charge on the way home.
The conversation would be entirely different if they had attacked military targets and not civilians. A
Military base or political building and then suddenly they’re resistance fighters with a lot more backing.
But they attacked civilians at a festival and kidnaps multinational civilians who have no impact on the regions politics. That turned just about everyone against them.
I’ve yet to hear anyone defend hamas. I’ve heard people defending Palestine, which is where I am. But it’s more defending the innocents that aren’t involved than Hamas. I’ve heard people be anti Israel, but many of them don’t support Hamas either. And those who are ok with killing civilians because of their government are already pretty lost. I’ve also seen anti US since we’re involved and while I wish we just weren’t involved at all, or at least trying to negotiate a ceasefire, most of those people are just “USA bad, disagree without thinking” types. Overall though there has really been no defense of Hamas at all
Idk where your coming from but as someone who had $12k in an HSA and employer medical that’s bs.
I went to the eye doctor and needed glasses. Tried using my HSA. Nope. Not an approved medical expense. Tried paying a copay at the er. Nope not an approved medical expense. Wife got a kidney stone removed via surgery. Wanted to pay coinsurance. Nope not an approved medical expense. I needed a cpap for my sleep apnea. Nope not an approved medical expense. Year rolled over and all that money disappeared. I asked where it went and was told I either used it or lost it. So I got rid of it. Fucking garbage.
As for the employer coverage, we had a zero dollar deductible plan. My wife gave birth last year. Ambulance ride from her work? Nope, not necessary. All the gyno visits? Nope, not necessary. The ER visit when she slipped and fell at 6 months? Nope, not necessary. The 2 week hospital stay when she went preeclamptic? Nope, not necessary. The delivery? Nope, not necessary. The NICU stay for our premature daughter? Nope, not necessary.
I payed $1700 per PAY for my health insurance and they didn’t cover a cent from our entire family last year. We racked up over $70k in medical debt. Our MOOP was $5k/$10k and they said none of it applied.
Hospital sent it to collections because we couldn’t fit their minimum payment of $9k/mth (fuck duke lifepoint but this is an insurance rant). We complained to the pa board of health insurance and were advised to get a lawyer but no lawyer would take it. They said it would be years to get anything back, let alone the full amount.
We ended up proving that my employer doesn’t offer comprehensive insurance. The main component is covering pre and post natal care which they claim to, but they deny every time. So now we have insurance through penni for $60/mth with government help. Oh and we went through bankruptcy to get rid of the collections debt.
Fuck Cigna, fuck duke lifepoint, fuck insurance, fuck for profit healthcare, fuck the American healthcare system.
As an American I can say that the overwhelming majority of people don’t have an interest in this specific event. Yes, there are those that support one side or the other. Yes there are some protests. But most people simply don’t care.
What most people want is for the US to stay out of the Middle East. It feels like we just left. It was one of the first things to happen during the Biden administration. It’s been less than 4 years. Now we’re sending troops back over. Sure, it’s just medical support, for now. But it just feels like we’re getting back into the war we just left.
It’s not the same war. It’s an entirely different war on every aspect. But with our coverage and everything it feels like it’s a continuation of the same conflict. Americans don’t want involved. And with ties to Israel the easiest way to keep out of it is to broker peace between both countries.
Unfortunately Americans rarely get what they want
You can file bankruptcy independently. It’s a bit more complicated but possible.
I just went through it and honestly, I’m so relieved. It’s not something you want to go through, but sometimes people fuck up and can’t unfuck their finances. It helped me and my wife unfuck our finances. We declared bankruptcy in March and were debt free by May. We now own a house and are actually able to live our lives how we want. Our daughter turned a year and we decided to throw her a massive bday. We put 2 grand into her party. Something we couldn’t have done with our debt. We’re going to a couple USL playoff games this season as well.
On top of that we got new flooring in our house, something we desperately needed. We just had a new furnace installed. I have a quote coming for replacing our stairs that are falling apart. The loans are a pain to get but it’s doable and we’re paying them off before the interest gets too bad. Again, something we wouldn’t be able to do in debt.
Bankruptcy shouldn’t be something anyone wants to do, but also don’t be afraid of it.
I’ve seen this kind of cheesy thing as party favors for company Christmas parties. It’s a thing, but it’s almost never the ONLY thing. It’s more likely someone in management saw it on Pinterest and had to incorporate somehow to seem like the fun boss. The. Did some other lousy stuff to make it not seem so bad.
Maybe it’s your country’s version, but my 2018 leaf had 150 miles brand new which equates to 241 km. My Niro EV gets close to 250 miles which is closer to 400 km
I would not recommend a leaf. I had a ton of fun with that car, and it was a great intro to EV car. But it’s short range and the fact that it’s a discontinued model are a turn off for me though. If you like Nissan the Ariya is a good choice I hear though
That and it performs better. I have a ‘22 Niro and the stock interface was laggy when it was new. Swipes would take seconds to register. But I pull up CarPlay and it just works. You’re splitting your attention while driving. While that’s already bad, having a slow UI makes you split attention longer and increases frustration which is also a bad thing to do behind the wheel.
I didn’t think they could? I was referring to the bats themselves having rabies.
I did some searching and am not finding anything to say ticks can transmit rabies. Though I found some articles from the 50’s saying they can’t, but nothing recent at all.
Some very important notes for your son:
Caves are cold so not many insects go down there.
If he got bit by a tick check for tick diseases. I know the big one around here is Lyme Disease. If he has a bullseye shape around the bite that’s a sign of an infection. I don’t know if other tick diseases are prevalent in your area.
If he was in close contact with bats and may have been bitten get him checked for rabies. While very rare, there are still occasional cases across the US. It can remain dormant for a very long time but once it crosses the blood brain barrier and infects the brain there is no help. It’s better to get him checked and vaccinated early than wait and see.
Just some numbers on the rabies, there are about 5k animal cases reported yearly nationwide, mostly wild animals. Only 1-3 yearly reports in humans. So it’s rare and unlikely, but it’s just not something you fuck around with and risk.
It’s been about 15 years since I’ve been spelunking. I did it a lot in the scouts. Started with Bear Caves in Blairsville, PA (just a name, not actual bear caves). Those were fairly easy and well explored. Nearby there is Lemon Hole cave which involved rappelling 80ft into the cave. That was a lot of fun.
But probably my favorite cave would be the loyalhanna creek cave in Ligonier, PA. If you ever travelled from Ligonier to Latrobe via US-30 you’ve passed this cave. I passed this cave weekly growing up but I never knew it was there until I was 16 years old. It’s right off the side of the road but there’s a ditch hiding the entrance and even that doesn’t look like an entrance. You get to squeeze under the hillside into a 1’ gap and the wiggle your way for a few yards on your back to get into the actual cave itself. Then after you get in, it starts to sink in that you have to do it again to get back out. Probably the tightest spot I’ve been in. I’m laying on my back and my stomach is scraping the ceiling. I was a skinny little fuck back the too. Couldn’t wear a hard hat because it wouldn’t fit. Had to slide it beside me.
Totally unrelated website to that story has some pictures of the cave but it’s a really unknown cave so there’s not too much info on it. Definitely a fun cave though for anyone in the area.
https://mountaincatgeology.wordpress.com/2009/04/22/loyalhanna-creek-cave/
He didn’t say anything about ads. But you keep making new accounts after your old ones get blocked by too many people. Just face the fact that no one ones to see your conspiracy bullshit
Every form of production will have defects. The goal of perfecting production is one to be sought, but never achieved. We should always try to make food production more efficient with less loss, but there will always be loss, and always be waste.
Even new means of production like lab grown beef can have waste and loss in batches that don’t “grow” properly because they didn’t mix hormones correctly or whatever. I actually don’t know how the science behind that works, but I do know it’s a process. And where there’s a process there’s room for error. That’s where we get loss from.
We’ll never make something fool proof. Perhaps lab grown meats will be the most efficient form of product in that they have the lowest loss and production can be tweaked fairly quickly so there’s not a lot of loss and ramped up for shipments to areas with food shortages. Honestly, lab grown in my opinion has the best chances of being a major breakthrough but it’s still too early to be sure.
Apple has very explicitly stated in very clear terms that the health app does not share data with other apps or devices unless you give permission. And as someone who has given that permission (twice, once to give a meal tracker write permission and once to link to my doctors office’s application for read and write) it’s for every application. It’s not a “hey you need to let everyone have access or no one”. You can get fairly granular.
There’s always the possibility of lying but usually when a company goes that hard on saying the same thing is so many different ways it’s legit. They don’t commit like that unless they know they won’t get in trouble. Those kinds of statements could open them to false advertising claims if it got out they were taking your health data.
Here’s a link to their privacy document which reviewed a good bit of info: https://www.apple.com/privacy/docs/Health_Privacy_White_Paper_May_2023.pdf