Hello everyone,

I’m living in Germany and looking for a good PayPal alternative. I mainly need it for:

  • Sending money to friends
  • Paying online, especially to small vendors
  • Ordering food and everyday purchases

I’ve heard about Bunq, Klarna, Revolut, and N26, but I’m not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

    • @Don_alForno@feddit.orgEnglish
      7•5 days ago

      It’s absurd that this only works if your bank is officially on board. All this really is is a phone number/e-mail to IBAN “DNS”. It shouldn’t be that complicated.

      If I’m gonna have to go through “do you have Wero? No? Would you consider getting it? Oh, your bank is not in on it? That sucks.” every time, a normal bank transfer via IBAN is certainly quicker. Free real time transfers are mandatory now anyway.

    • @ShadyQuark@feddit.orgOPEnglish
      7•5 days ago

      Thanks for suggesting Wero! I tried it out, but unfortunately, they’re incompatible with my bank (Deutsche Bank). It does seem super cool, though! I’ll follow their progress and hope they add support soon. I appreciate the recommendation.

    • GollumEnglish
      3•5 days ago

      I am currently using N26, which seems not supported. 😔

      Maybe I should switch away from N26… I don’t like them anymore.