geteilt von: https://lemmy.world/post/41320668

🔗 Source: Sharknoon (Reddit)

I was looking for an alternative for PayPal and quickly stumbled upon Wero. But unfortunately Wero isn’t yet acceppted by all countries, banks and online shops. So I built werotracker.eu to keep track of the adoption of Wero.

➡️ Link: https://werotracker.eu/

This dashboard has the following features:

📈 Show adoption stats

🔍 Search for banks and online shops

✅ Filter for countries and support status (supported/announced/unsupported)

💸 See individual payment features (P2P, eCommerce, POS), not every Wero implementation is equal

📱 App availability

I hope this dashboard is helpful to you 😀

The site as well as the data is open-source under the Apache 2.0 License. You can find the source-code here: https://github.com/sharknoon/wero-tracker

If you see an error or your bank is missing, please give us a hint or contribute directly: https://github.com/sharknoon/wero-tracker?tab=readme-ov-file#contribution

Thank you and have fun 🎉

  • ProdigalFrog@slrpnk.netEnglish
    20·
    3 months ago

    Per wikipedia:

    Wero is managed by banks via their mobile apps. This creates a dependency on iOS (Apple) and Android (Google) systems. Consequently, Wero exchanges its reliance on payment networks like Visa and Mastercard, for a reliance on two Big Tech giants—Apple and Google, with the new dependency focusing on online availability and distribution through their application stores.

    Needing to rely on two pro-fascist tech companies seems like a particularly bad idea. Wero also does not appear to be anonymous.

    A better alternative to Wero is GNU Taler, which is a properly open standard that is a true anonymous digital cash, and offers real independence from tech-bro corporations.

    We have a community that discusses GNU Taler over at !money@slrpnk.net

    Also @PracticalFail@feddit.org

    • Señor Mono@feddit.orgOPEnglish
      14·
      3 months ago

      You‘re missing the point that Android and iOS are still the predominant platforms and realistically won’t go away anytime soon.

      Using wero instead of PayPal, Visa, Mastercard, Apple Pay, … is a first step and if implemented properly the hurdle is lower than GNU Taler.

      • ProdigalFrog@slrpnk.netEnglish
        6·
        3 months ago

        GNU Taler does the same job that Wero is attempting (replacing Paypal, Mastercard, etc), only better and anonymous. We should be pushing for a long-term solution that can’t be abused, and GNU Taler is that solution.

        You‘re missing the point that Android and iOS are still the predominant platforms and realistically won’t go away anytime soon.

        Android and iOS have both made it clear that they will only become further enshittified and consumer hostile. We should be advocating for non-corporate opensource replacements for them as well to truly take back our computing freedom and privacy, in same way that we should advocate for GNU Taler to free us from any corporate control over our payment systems, and give us a genuine cash-like anonymity that cannot be abused by states or corporations.

        • Señor Mono@feddit.orgOPEnglish
          2·
          3 months ago

          I know what GNU Taler is about and even took a look at it several month ago, tried the demo wallet. Even my bank is also following the progression close.

          The first hurdle to get people on board I usability. I don’t disagree with you for the long-term, but at the moment - until further support - GNU Taler is for tech savvy people whereas WERO is in the middle of a broader rollout even at merchants.

          As with Android or iOS. There are alternative mostly Android based OSes, but as long as simple stuff like banking does not work (due to root/trust issues) the acceptance from an end-user-perspective will remain low. Changing mindsets and ecosystems is a long-term game.

          • ProdigalFrog@slrpnk.netEnglish
            2·
            3 months ago

            but at the moment - until further support - GNU Taler is for tech savvy people whereas WERO is in the middle of a broader rollout even at merchants.

            I fear that without more Bank adoption and dog-fooding of GNU Taler, it may not ever get that additional support, as it is diverted in favor of the ‘good enough’ solution of Wero. I can’t say I’d mind having Wero in addition to Taler as an option.

          • haagch@lemmy.worldEnglish
            1·
            3 months ago

            Are you both arguing that we don’t need banking on anything but iOS and Android because people won’t switch, and that people won’t switch because banking only works on iOS and Android?

            Btw: Banking works of course on my non-Android/non-iOS Smartphones. Somehow the banks have zero trust issues in letting me use their Onlinebanking Website from these devices. With my hardware QR Tan generator I can easily make instant SEPA transfers using these devices. But if I see a Wero QR code, I have no means to send money to the receiver.

            • Señor Mono@feddit.orgOPEnglish
              1·
              3 months ago

              You know exactly that a different type of (App-based) banking is meant by that 🤷‍♂️

              And no, we’re not arguing that.

    • jaschopEnglish
      10·
      3 months ago

      This is a non-argument, even though it made it onto Wikipedia. A mass-adopted Taler-based payment system would also require mobile support, which would be gatekept by Google/Apple.

      Breaking oligopolist control over the mobile ecosystem is a separate battle and applies to both Wero & Taler.

      That’s not to say that Wero couldn’t do more in this regard, e.g. publish to F-Droid.

      • haagch@lemmy.worldEnglish
        4·
        3 months ago

        A mass-adopted Taler-based payment system would also require mobile support, which would be gatekept by Google/Apple.

        I can use the Taler firefox addon literally today on my Shift 6mq with postmarketOS with no compatibility layers.

        Yea the UI isn’t great, but it already today is usable everywhere where firefox is usable, and unlike Wero, the client source code is available and the UX can be improved independently.

        • jaschopEnglish
          2·
          3 months ago

          I think it’s great that you use privacy-enabling tech, and developing these is valuable in my eyes. But nothing about your setup screams “mass adoption” to me. I’ll spare everyone the mobile OS adoption charts, and browser adoption isn’t looking better.

          You just can’t put out an on-par mobile service nowadays without an app in Play and Apple’s store. I don’t like it, but it is what it is.

          • haagch@lemmy.worldEnglish
            3·
            3 months ago

            That’s why Taler has native apps in the google play store, the apple app store, fdroid and a direct apk download. And still it does not prevent me from using it on other devices like Wero does.

            • jaschopEnglish
              1·
              3 months ago

              Okay, Wero does not have a web application at the moment. Valid criticism.

          • axx@slrpnk.netEnglish
            1·
            3 months ago

            I agree with you on numbersnumbers, but someone needs to build these things “for the nerds, by the nerds” before they can become adopted more broadly. It may take years, it may not happen, but before anything else you need a bunch of highly motivated folks and must recognise and nurture that.

            The alternative is the big tech approach of binding until it’s mostly there, then dropping it on tonnes of people at once (or startups and growth hacking).

      • jenesaisquoi@feddit.orgEnglish
        1·
        3 months ago

        For iOS yes, for Android, no. You can have Android independent of Google, it’s what the Chinese are doing.