Professional money-managers tell themselves that they take this money to make good decisions, but there is no evidence that they are any better at managing money than people in general, and for every manager with ten million dollars who does better than average, these is a manager with ten million dollars who does worse.
Ask your bank. Well, not literally a for-profit bank, but your credit union or other community-owned banking groups will usually employ a team of financial advisors who advise the local whales, big depositors, and small businesses. The fee can be as high as 2%/yr but it’s usually going to be closer to the standard 1%/yr. These advisors will be better-aligned than an independent consultant, so they’ll give you better advice for around the same price.













Well, that might be the first package that I have to locally pin to a pre-slop commit. Thanks for the heads-up. I’ve never bothered to implement
rsyncmyself even though the algorithm is documented; maybe this will be the push I need.